Cost of living crisis fuels more claims against therapists

With the cost of living rising faster than wages, it can be tempting to cut expenses in any way you can, but Beauty Guild believe that business insurance is something you should always budget for.

Beauty Guild Marketing Director, Rebecca Archer says, “The number of insurance claims made against therapists are likely to increase during these difficult financial times. In a recession, it is more important than ever that professionals have insurance to protect themselves and their clients. There is an abundance of solicitors that will take on injury claims from clients on a “no win, no fee” basis, which means that any injury inflicted on a client is likely to result in a claim against the therapist. Even if a therapist does not injure the client directly, claims can arise from slips and trips in the treatment area, or defective products and equipment. Accidents can and do happen, and treatment insurance will cover you if you find yourself in such a situation.”

Beauty Guild expert cover protects you and your business when things don’t quite go to plan. Full membership includes insurance cover of up to £6million for treatment, public and product liability. It insures you to work anywhere in the UK from home, mobile or in the salon.

Working without insurance could cost you thousands of pounds if a claim was made against you. If you don’t currently have insurance cover, please call our membership team today on 01332 224830 to get a quote or visit beautyguild.com.   

For the latest industry news be sure to read the January issue of Guild Gazette.